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| Increase Profitability Improve Performance Manage Risk |
Risk Management
The key to managing a successful mortgage company is
recognizing the risks inherent in your operation and
understanding how to manage them. Cutler Consulting
consultants have many years of experience successfully
managing risk at mortgage companies of all sizes. We
understand the risks associated with the entire mortgage
banking process, from loan origination to whole loan
delivery and securitization. We can provide a comprehensive
risk assessment of your entire mortgage operation or assist
you with one or more of the services listed. Whatever your
needs, we will examine your current processes and
procedures to identify strengths and weaknesses, highlight
areas of risk, and propose solutions to manage or mitigate
these risks.
GPS Operational Risk Review
Our Operational Risk Review is designed for small to
mid-sized mortgage companies and community banks that
need experts to ensure they are maximizing income and
effectively managing risks at their mortgage operations.
The key to managing a successful mortgage company is
recognizing the risks inherent in your operation and
understanding how to manage them. Cutler Consulting
consultants have many years of experience successfully
managing risk at mortgage companies of all sizes. We
understand the risks associated with the entire mortgage
banking process, from loan origination to whole loan
delivery and securitization. We can provide a comprehensive
risk assessment of your entire mortgage operation or assist
you with one or more of the services listed. Whatever your
needs, we will examine your current processes and
procedures to identify strengths and weaknesses, highlight
areas of risk, and propose solutions to manage or mitigate
these risks.
GPS Operational Risk Review
Our Operational Risk Review is designed for small to
mid-sized mortgage companies and community banks that
need experts to ensure they are maximizing income and
effectively managing risks at their mortgage operations.
| 5111 Trenholm Road | Suite 220 | Columbia, SC 29206 | 803.461.0168 |
Risk Management Services
- Mortgage business model
- Policies and Procedures
- Operations
- Loan sales and delivery
- Pricing methodology
- Controls
- Counterparty risks
- Selection criteria for investors
- Pipeline Management
- Reporting methods and standards
- Products and programs
- Quality Control and Compliance
- Third party originations
We perform a comprehensive review of your mortgage operation focused on risks, profitability and
management reporting. We look at over 100 characteristics during our evaluation. We talk to you
and your associates to understand how your organization works. We examine processes,
procedures and practices. We review secondary marketing and management reporting, identify
inefficiencies.
Our risk management review will:
We will provide a summary of our findings, along with a set of Key Performance Indicators to monitor
performance and serve as an early warning system to identify potential problems before they
become real ones.
management reporting. We look at over 100 characteristics during our evaluation. We talk to you
and your associates to understand how your organization works. We examine processes,
procedures and practices. We review secondary marketing and management reporting, identify
inefficiencies.
Our risk management review will:
- Evaluate the aggregate risks posed by the mortgage banking operation. We will assess your
interest rate, price, liquidity, transaction, compliance and reputational risk. - Assess the quality of risk management practices.
- Address the adequacy of policies and procedures
- Evaluate the adequacy of systems and reporting
- Determine if you are you operating in a manner that maximizes profitability
- Identify strengths and weaknesses of your current operation.
We will provide a summary of our findings, along with a set of Key Performance Indicators to monitor
performance and serve as an early warning system to identify potential problems before they
become real ones.
| Cutler Consulting, Inc. Strategic Mortgage Partners |